Posts Tagged ‘child’

Use the News

Posted on: October 26th, 2010 By: Paul Purcell | No Comments

One of the things I say continuously in my presentations as a disaster preparedness trainer is “the news channels will never go out of business.”

This means that there will always be something bad for them to report, but that also, there will be far more viewers unaffected by what’s going on than there will be victims.

So today’s tip is “Use the News.”

With current headlines echoing a volcanic eruption and tsunami in Indonesia, and severe weather in the Midwest around Chicago, we have opportunities to discuss readiness.

Most people will watch these stories on the news and say “Oh, how awful!”

But you, being the readiness-oriented in the group can say “You know what we’d do if that happened in this area?” And there you go. Your opportunity to use the news.

Use the news as a reminder to have a fire drill, to examine your home’s structure in advance of an earthquake, to prompt you to check you level of supplies you keep on hand for various emergencies, and to discuss reaction steps with your family.

Do you have small children? Taking the “Here’s what we’d do” approach with them serves several purposes at once.

1. It teaches them to look at bad news in a more positive manner.
2. It involves them in family planning so they can grow up making preparedness a subtle part of their life.
3. It provides an opportunity for them to seek the solution rather than focusing on the problem.
4. It reassures them that you’re in control and things will be alright.

Paul Purcell
Author – “Disaster Prep 101
(Available at 1800Prepare)

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Use Tax Time to Prepare

Posted on: March 16th, 2010 By: jpierce | 1 Comment

Today is March 15th.  That means Americans have 30 more days to gather information required by the Internal Revenue Service to submit their tax return.

In order to know whether you qualify for a refund or will be required to give more money to Uncle Sam,  you need a record of your income and deductible expenses.  Preparing the return is tough enough if you’re organized and have information available at your fingertips, but if you’re the guy who throws everything in a drawer with no system in place, it can be a complete nightmare.   You probably have a good amount of information stored in your head, but putting your hands on the right piece of paper isn’t always easy to do.

What if you had to do it all in 3 days – start to finish?

That’s about how much time a family is given, at time of death, to plan a funeral.

This might not seem like the best time to start working on planning your funeral when you’ve got taxes to do, (although there is a bit of irony there!)  but it’s a great time to start thinking about what information your family would need in your absence.

Here are just a few areas you’ll be “touching on” during tax return preparation.

Insurance – Life, health, medical, disability
Bank accounts – checking, savings, certificates of deposit, safe deposit boxes
Investments – stocks, bonds, mutual funds
Retirement programs and profit sharing
Trust accounts
Real Estate
Loans – both payable and possibly receivable

Would your spouse or other family member have all the information they’d need to access the funds in your absence?     It seems ridiculous to think you’ve spent a lifetime providing for your family, only to leave them helpless and unaware without your guidance, doesn’t it?   Do something about it.  Don’t leave your loved ones guessing.

Joyce Moseley Pierce
http://www.EmersonPublications.com

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