Disaster Donations – The Best Ways to Give in Times of Crisis

March 10th, 2010 by Paul Purcell No comments »

Disaster Donations – The Best Ways to Give in Times of Crisis

In times of crisis, Americans across the country have an immediate reaction of wanting to give and wanting to help.  This is a very good thing, and it’s one of the things that make this country great.  When the Haiti earthquake hit and when the Chilean earthquake followed, people everywhere were organizing drives of various types to get some sort of relief on its way.

Like with many good ideas though, a little polishing can make a good idea great.

Let’s look at just a few considerations that can make your donation during a disaster a win / win for everyone involved.  Let’s look at the best ways for you to G.I.V.E.:

Goods – Donations of clothing and other items are good if done in the right way.

Income – Sharing your cash is the most efficient way to help, but there are things you should know.

Volunteers – Some disasters could use some helping hands on the ground, but others don’t.

Expertise – In some cases you can help victims get certain areas of their life back on track.

Goods

This is the most common form of donation, especially when a local catastrophe occurs.  If someone’s house burns down and the family loses everything, neighbors are usually quick to contribute clothes, household goods, etc. to help the family get back on their feet.

The more local the disaster, the more useful is the donation of goods.  However, for large-scale incidents or disasters farther away, the donation of tangible items becomes less of a good idea.  This is because physical items require sorting, shipping, storage, distribution, warehousing, etc.  So, by the time you send that old pair of jeans half a continent away, they eventually wind up costing more than a brand new pair.

The best way to donate physical goods is through local organizations that are set up to handle them and who will either use them for local disasters or who can sell the goods to raise money to be used in other ways to help.  Good examples of places to donate include faith based organizations, Good Will, and the Salvation Army.

Income

When it comes to disaster relief, cash is king.  With cash, relief organizations can pinpoint exactly the type and amount of items they need for a particular disaster and purchase accordingly.  Money can be used to supply a variety of aid including water, food, and medicine, and is not limited to the items we usually see donated.

One caveat though, is the fact that after any major disaster the scammers come out of the wood work trying to rip off good hearted donors.  If you follow a few safety precautions you can be sure your money is getting to the right folks.  First, only donate to a recognized charity and one that will use the money for the purpose for which you are donating.  The most recognized group is the American Red Cross (and by the way, it’s always good to donate blood).  To check the legitimacy of others take a look at www.guidestar.org, www.charitywatch.org, or www.charitynavigator.org.  These sites can tell you who’s for real and how each organization will spend your money.

Volunteers

Neighbor helping neighbor is one of our highest civic duties.  Nothing beats having an extra set of eyes, hands, or shoulders when it comes time for disaster recovery.  Like goods above though, there are certain ways to offer your volunteer services.

First, don’t rush to the scene of an active disaster unless you’re a part of local emergency management.  People who show up at incidents are called “Convergent Volunteers” and if there are too many, they can actually get in the way of the emergency response.  This became something of a problem in Haiti because the airport could handle only so much incoming traffic, and local officials could process only so many incoming foreign nationals.

If you’re part of an organized group such as CERT, which is a great thing, please wait until your group is activated or called up.

Expertise

The concept of volunteers above conjures up mental images of people making sandbag walls to protect from floods, cleaning up debris, setting up food lines, and other physical services.  After a major disaster though, the needs of the victims fall into numerous categories, only a few of which would benefit from physical help.

For example, during any post-event recovery phase, victims will need assistance with insurance, taxes, unemployment issues, government grant applications, and with all phases of dealing with the legalities involved with injured or deceased loved ones.  If you deal with any of these things in your professional life, you’ll be highly valued as a volunteer.

The same rules apply though.  Offer your assistance to local authorities and wait to be called up.

Though we’ve thrown in several “don’ts” in our short discussion, please don’t think that your help is not needed.  It is needed, especially in these economic times when simple disasters can hit our friends and neighbors harder than usual and when first responders and emergency management groups are under the same financial issues the rest of us are.

One of the best ways you can help is to make sure your own family is safe and secure.  This will prevent direct hardship, and it will also help others by freeing up the first responder assets that won’t need to be expended on you.  Start by going to the main page of www.1800prepare.com and looking at all the simple and economical things you can do to help protect yourself.

About the author:  Paul Purcell is an Atlanta-based security analyst and preparedness consultant with over twenty years risk management and preparedness experience.  He’s also the author of Disaster Prep 101, and he’s a partner / advisor to 1-800-PREPARE.  Copyright 2010, Paul Purcell.

(Permission granted to reprint this article and share it with others provided all portions remain intact.)

5 Easy Ways to Prepare for Life After Trauma

March 9th, 2010 by mrosenthal No comments »

It happens to the best of us: life is moving along just fine and then, wham!, trauma hits at mach speed. In the moment, you’ll do what needs to be done in order to get through the situation. The normal human response to trauma is fight, flight or freeze. You’ll do one of these things. The moment will pass and you’ll be left with a lifetime to think about what happened.

But do you really want to spend the rest of your future replaying what happened in the past? I didn’t think so! To follow are five easy ways you can stop the past from haunting you before it even begins.

1 – Face what happened immediately. When something shocking happens we have a tendency to go into emotional overload. We’re in pain. We feel powerless and overwhelmed. All we want to do is suppress how we feel and move forward. This is the #1 mistake survivors make. You will be able to do this, but not for long. The brain needs to process what occurred. When you don’t give it time and a way to do that the traumatic imprint buries itself below the surface of consciousness and can lead to a deep emotional disturbance.

2 – Connect with a support system. One of the shocks of trauma is the feeling that we are in danger and are, for all intents and purposes, alone in getting ourselves to safety. Healing and coping after trauma should be exactly the opposite. Building a professional and personal support system, including trauma trained practitioners and close family members and friends, gives both your mind and your body a sense of community and security, which can be crucial in processing the experience.

3 – Focus on staying in the present. Trauma imprints in the mind and then can become a broken record as the mind constantly replays snippets of the most intense moments during the event. There are many good ways of combating this, including several practices that develop a deep grounded sense in the present. Try things like meditation, yoga, relaxation visualizations, breathing exercises and even this: Sit or stand very still. Become very aware of each of your 5 senses. What do you see, hear, taste, smell or feel?

4 – Expect you and the world to seem different. There is no way around it – trauma changes you. After trauma you are still the same person, but your perceptions will have changed. The world, yourself and your life will seem different because of your experience. This is only natural. Anyone who has gone through trauma would feel the same. Don’t let this worry you. In fact, embrace it by seeing your new perspective as just different information. And then challenge that information. What parts of it do you need? What parts are true? What parts are false? The biggest change is that you have learned new things. What have you learned? How can you use that information to your advantage?

5 – Take an action to reclaim your power. After trauma it’s only natural to feel like a victim. But don’t let that feeling last! The victim mindset puts you on a slippery slope into weakness and inertia. Take a moment to think about what makes you feel powerful, strong and confident. Maybe it’s something in your past. Maybe it will be something new. Whatever it is, find something to do that reconnects you with your strong and powerful self. For example, victims of violence might take a self-defense class. What will it take for you to feel in control? Answer this question and then go do it!

A bonus tip – Educate yourself about Post-Traumatic Stress Disorder (PTSD). In the majority of people, the mind will take 3 – 4 weeks to process, make peace and move on from a traumatic experience. However, in a small percentage of survivors this process doesn’t complete. Many then experience PTSD, a mental state that becomes dysfunctional over time. This entirely treatable condition is easy to recognize if you know the signs. Read up on PTSD so that you can recognize symptoms in yourself or your loved ones.

There’s a delicate balance to be maintained after trauma. While it is necessary to accept and acknowledge the past, it is equally necessary to focus on your purpose in the present. Do what you need to support the balance. There’s a whole life waiting for you. Turn toward the future and walk into it!

Michele Rosenthal is a trauma survivor who struggled with undiagnosed PTSD for 25 years. And then she was diagnosed and went on a healing rampage! Today, she is 100% PTSD-free and the founder of Heal My PTSD, LLC (www.healmyptsd.com).She works as a Self-Empowered Healing Coach helping survivors recover, reconstruct and reconnect with their untraumatized selves.

How to prepare for “end of life” now to make it easier later

March 4th, 2010 by jpierce No comments »

When a loved one dies, in addition to the emotional strain, arrangements need to be made and people need to be contacted.  All of these things need to be done in the shortest amount of time.  Many of these details can be planned ahead of time.  By making these important decisions now, you can minimize the emotional strain that will be placed on your survivors. Don’t leave your loved ones guessing…guide them now. Secure Vital Statistics (required for burial permit)

  1. Name, address and phone number
  2. How long in state
  3. Name of business, address and phone
  4. Occupation and title
  5. Social Security number
  6. War Veterans Serial Number
  7. Date of birth
  8. Place of birth
  9. US Citizen
  10. Father’s name
  11. Father’s birthplace
  12. Mother’s maiden name
  13. Mother’s birthplace
  14. Religions name (if any)

Pay some or all of the following:

  1. Family burial estate
  2. Memorials
  3. Funeral director
  4. Interment Service
  5. Clergy
  6. Florist
  7. Clothing
  8. Transportation
  9. Telephone and telegraph
  10. Food
  11. Doctors
  12. Nurses
  13. Hospitals and ambulance
  14. Medicine and drugs
  15. Other current and urgent bills (mortgage or rent, taxes, installment payments)

Collect Documents (required to establish rights for insurance, pensions, social security, ownership, relationship, etc.)

  1. Will
  2. Legal proof of age or birth certificate
  3. Social Security card or number
  4. Marriage license
  5. Citizenship papers
  6. Insurance policies (life, health and accident, property)
  7. Bank books and credit cards
  8. Deeds to property
  9. Bill of sale of car
  10. Income tax returns, receipts or cancelled checks
  11. Veterans discharge certificate
  12. Disability claims
  13. Memorial park certificate of ownership

Decide and Arrange Within a Few Hours

  1. Burial estate location and space
  2. Memorial type inscription
  3. Casket type
  4. Clothing for deceased
  5. Vault or sectional crypt
  6. Type of service (religious, military, fraternal)
  7. Special selection from scriptures
  8. Clergy to officiate
  9. Name of funeral director
  10. Place where service is to be held
  11. Time for funeral service
  12. Name of charitable organization to which donations are suggested in memory of deceased
  13. Providing information for eulogy
  14. Select names for pallbearers
  15. Music
  16. Clothing for you and children
  17. Preparation at home, including food for family and guests
  18. Extra chairs
  19. Transportation for family and guests, including planning funeral car list
  20. Checking and signing necessary papers for burial permit
  21. Providing vital statistics about deceased to newspapers.
  22. Providing addresses and telephone numbers for all interested people
  23. Answering innumerable sympathetic phone calls, messages, wires and letters
  24. Meeting and talking with funeral director, cemetery representative clergy, about all details.
  25. Greeting all friends and relatives who call
  26. Arranging for meeting relatives who call
  27. Arranging for meeting relatives who arrive from out of state at airport or railroad/bus station
  28. Providing lodging for out-of-town relatives
  29. Arranging for special religious services
  30. Check the Will regarding special wishes
  31. Order death certificate (multiple copies)
  32. Look after minor children

Notify as soon as possible

  1. The doctor or doctors
  2. The funeral director
  3. The memorial park
  4. All relatives
  5. All friends (email?)
  6. Employer of deceased
  7. Employers of relatives not going to work
  8. Casket bearers
  9. Insurance agents (life, health and accident)
  10. Religious, fraternal, civic, veterans organizations, unions
  11. Newspapers regarding notices
  12. Attorney, accountant, or executor of estate

Additional Advice

  1. Business online – user names, passwords
  2. Banking online – user names, passwords
  3. Friends online – email, passwords
  4. Distribution of personal property
  5. Advise who they can trust to advise in their absence
  6. Tell about loans receivable/bartering
  7. Know where stock certificates are located
  8. Locate “free” insurance policies from banks, credit cards, AAA
  9. Complete an Advance Directive, Do Not Resuscitate
  10. Who has access to Safe Deposit?  Where are keys?
  11. PINs for bank and other accounts
  12. Record information in something portable
  13. Discuss directions with your family
  14. Review it regularly.

Copyright Joyce Moseley Pierce 2010.  This list has been provided by Emerson Publications.  Visit http://www.emersonpublications.com or http://www.preparedineveryway.com for more information on being prepared for life and its surprises.

DisasterAssistance.gov

February 19th, 2010 by Paul Faust No comments »

Each year, approximately 50 presidentially declared disasters cause injury and death, destroy homes and businesses and disrupt the lives of hundreds of thousands of people across the nation.

DisasterAssistance.gov is the result of Executive Order 13411, which requires the federal government to simplify the process of identifying and applying for disaster assistance. Now, survivors who need help following a presidentially
declared disaster that has been designated for individual assistance can go to

DisasterAssistance.gov to register online. DisasterAssistance.gov is a user-friendly Web portal that consolidates information about assistance
available from multiple government agencies in one place, making it easier for survivors to research and apply for disaster assistance. Currently, 17 federal agencies contribute to the portal, which offers applications for or information on almost 60 forms of assistance, as well as information on local resources to help keep citizens safe during an
emergency.

The portal will continue to expand to include forms of assistance available at the federal, state, tribal, regional and local levels, with full functionality projected for 2014.

To learn more click here: http://www.1800prepare.com/DAIP_Overview_081309_FNL.pdf

Record Information for Loved Ones

February 13th, 2010 by jpierce No comments »

I remember how stressful it was when my father passed away suddenly at the age of 51.     He hadn’t planned for it and it was a huge burden for us to find a cemetery lot and provide the documents needed just to get through the funeral.   We were all in shock and needing to grieve, but there were things we had to do to make preparations for his burial.

It was several years later before his parents passed away.  Because my father was their only child, I stepped in and helped them in their later years.  I was so impressed with my grandfather because he had everything in order.   They had purchased their cemetery lots years before and had even done the pre-planning.   We went to the funeral home, gave them the necessary information that my grandfather had already written down for us, and paid the $500 to open the grave.  Because he had simplified the process for us, we were able to grieve and still celebrate their lives.

What a huge difference it made to have the information available!    Most children can’t provide birth dates and legal names for their parents on a good day, but when you’re immersed in grief at the loss of your loved ones, it’s hard to remember your own name!

Do your family a favor and write down the information that you have stored in your head or in your files.   If you just don’t know where to start, Emerson Publications can help you.  All They’ll Need to Know is designed to walk you through the process and even provide the forms for you to complete.

Joyce Moseley Pierce

http://www.emersonpublications.com